05 January 2012
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Firstly it is you that is responsible for all the maintenance of your leased car and not the lease company, which includes repairs. This area is covered in the fine print on your leasing contract.

However certain area’s are covered which will be in the warranty IE mechanical breakdown etc. For more information on warranties, go to ‘Car Services’ – Car Warranty. It is in your interest therefore to make sure the length of your expires before the warranty does. This will prevent you being landed with any expensive repair bills.

As you don’t actually own the vehicle it is your responsibility to make sure it remains in good condition throughout. It is not advisable to make any modifications to the vehicle as these with have to be ‘undone’ at the end of the lease period. Although rare, if your vehicle is re-called for any reason you are obligated to have the repair done as soon as possible.

If involved in an accident and your vehicle is ‘written off’ your insurance company will only pay the vehicles current worth (taking away your deductible). This is not the amount you still owe on the lease which is commonly more. There is an upside in that most leases come automatically with GAP insurance and this should cover the difference. Again check your contract.

In the event of an accident, any repairs undertaken should be carried out by a reputable garage/body shop using only manufacturer’s parts. Failure to comply may result in charges being applied by the leasing company.

Be aware, if you are a high mileage driver you may have additional charges to pay for the wear and tear, tyres, extended mileage limits and any unrepaired damage. This is waivered only if you intend to purchase the vehicle.